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An Introduction To The Broken Windows Theory Of Business
When is a dirty bathroom a broken window?
No, that's not
a riddle. It's a question that could today be at the core of a
business's success or failure.
Answer that question
correctly and use that answer as a beacon, and your...
Are Fake Security Cameras Effective?
Are fake security cameras effective? The answer is a resounding "Yes."
Fake security cameras have helped to prevent many crimes. Mounted in high profile, totally visible locations, these cameras are not hooked up to anything, they mostly...
Does Martha Stewart Have Soul?
DOES MARTHA STEWART HAVE SOUL? By Stephanie Yeh and Raymond Yeh Whether you think Martha Stewart deserves more, less or no jail time (more than 43% of respondents in a recent USA Today poll thought she should spend more time in jail), the diva of...
Ebay Fraud And Risks
I am one of many people who have had a negative experience on
the internet auction website ebay. This article describes how I
nearly lost a large some of money from a man who attempts to
defraud people out of their hard earned money.
I have...
How to Protect Yourself: Debt Collections
So you are getting collection calls? You’re desk is full of unpaid bills. You dread answering the phone. You are having trouble sleeping at night because you are worrying about a bunch of bills. You feel depressed. Does any of this sound familiar?...
Insurance in Northern Ireland: Historic Difficulties
The legacy of the "troubles" in Northern Ireland has had a major impact in the choice of Insurance providers in Ulster as well as the significant premiums they charge. A discussion. No doubt most readers will have heard of the Northern Ireland...
Small Business Accounting 101
If you are in business, then guess what you are either an
accountant by default or you need to hire one. Why? People ask
that question while letting the year roll by until taxes come
due. Oh no! Why do I have penalties?
...
The Important Function of Remote Security Cameras
Used primarily in the beginning as a traffic-monitoring device, remote security cameras are becoming the weapon of choice in the war against terrorism and crime around the world. A trained technician can sit in a control booth and monitor cameras...
Understanding Insurance Fraud
Insurance fraud is the second costliest white-collar crime in
America, after tax evasion. It is estimated that $80 billion is
paid out each year in fraudulent insurance claims. It is
estimated by the Coalition Against Insurance Fraud that...
What Is Identity Theft?
One of the prime axioms in life is just when you think it couldn’t happen to you, it does. This is a sad fact, and even more so when you consider the crime of identity theft. You take years to establish your financial and individual identity and...
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Identity Theft - Red Flags That May Indicate You're a Victim
You've heard the "buzz" about identity theft, but what exactly
is identity theft? According to Wikipedia, identity theft (or
identity fraud) is the deliberate assumption of another person's
identity, usually to gain access to their finances or frame them
for a crime.
"Dumpster diving" (someone going through your trash), "shoulder
surfing" (someone watching from a nearby location as you punch
in your credit card number or ATM PIN # or eavesdropping as you
give your personal information over the phone) and "phishing"
(someone sending an email that appears to be from a legitimate
business) are only a few ways of obtaining your personal
information.
Once they have obtained your personal information, identity
thieves often change the address on your bills, keeping you
unaware that your identity has been stolen unless you are aware
of when your bills normally arrive in the mail, keep track of
what you charge and check your credit reports annually.
Here are several red flags that indicate you may be a victim of
identity theft:
1. You check your credit reports annually and find there are new
charge cards showing with companies you don't know.
2. You receive a bill for a credit card account you didn't
open.
3. You notice charges on your credit card statement you did not
authorize.
4. You haven't received your bills or credit card statements
when they normally arrive.
5. Your bank statements show unauthorized transfers or
withdrawals.
6. You receive a call from a collection agency about an account
you never opened.
7. You receive calls from businesses about merchandise you
didn't buy.
8. You're denied credit because debts show up on your credit
reports that don't belong to you.
If you notice any of these red flags, don't panic - there may be
a logical explanation. But DO follow up on it right away. If it
appears you may be a victim of identity theft, go to
http://understandingidentitytheft.com/articles/article-67.html
for a list of steps you should take immediately to rectify the
situation.
About the author:
About the Author Debbie Pettitt is the webmaster of two web
sites designed to provide you the latest news and information on
identity theft and credit scores. For further information on
identity theft, visit http://understandingidentitytheft.com. For
information on how to check and/or correct your credit score, go
to http://yourcreditscoreranking.com
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