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7 Easy Ways To Slash Your Auto Insurance Costs
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========================================================== "7 Easy Ways To Slash Your Auto Insurance Costs"
- by Neil Stelling B.Sc, MBA
© DigiLectual Inc. 2004 ...
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10 Cons Of An International Credit Card
Credit card fraud is a fast increasing crime in the world.
International Credit Card holders are mostly the victims of this
unauthorized access to their accounts. Let's take a closer look
of the problems faced by international credit cards.
1. Repetitive use of credit card numbers. After a credit card
number has been used and disregarded, say cancelled, credit card
companies would reissue the same number to other cardholders.
The personal identification numbers (PIN) is changed as well as
the credit cardholder's personal information. But it still bears
the same credit card number.
2. Low standards when it comes to the use of cards by the
participating merchants. This is a common problem encountered by
international credit cardholders. Employees of the participating
merchants have the full access to the account number as well as
the security number of the card.
3. Account Statements given out by credit card companies
contains less information about the participating merchant. It
does not include relevant information about the vendor that
charged any transaction on the credit card.
4. Unreliable blocking functions. Once a card loss is reported,
it will still take months for the credit card companies to block
the transactions being made through the stolen or lost credit
card.
5. Lack of validation software. Participating vendors should
have better validation software
installed on their computer
system.
6. Consumer unfriendly policies on fraud management. The
policies on the present fraud management take the blame on the
cardholders though not directly stipulated. This means that the
policies on the fraud management of international credit card
companies protect not the consumers but the company.
7. Lax standards on investigation about fraudulent transactions.
This is the sad part for the victims of fraud through their
credit cards. Getting the suspects charged though proven guilty
of fraud seems to take on slowly.
8. Credit card fraud is usually committed through online
transactions. This means that credit cardholders are not
protected with the authorized or unauthorized use of their cards
on purchases or services paid online.
9. Most of the companies that typically appear on charges are
those associated with pornography industry. These companies are
the ones that accept transactions even without verifying the
cardholder's information.
10. Most of the banks' system is not compatible with other
international credit card companies for the e-commerce. This is
a potential weakness that would mean loss of clients so they
would prefer to keep quiet about it.
About the author:
David Riewe is a Publisher and Online Marketer. Visit his Credit
Resources Blog Below:
http://www.push-button-online-income.com/creditcards/
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