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ADHD and the College Student
Attention Deficit Hyperactive Disorder can, in a percentage of children, continue into adulthood. Yet the ADHD diagnosis does not mean that the child cannot go to college. All throughout his or her education, the ADHD child has learn strategies for...
Avoiding College Credit Card Traps
Congratulations college freshman! You’re about to embark on one of the most exciting times of your life. By now your parents, siblings, and friends have offered you all kinds of advice on how to make your transition to college smoother - how to get...
Bad Or Good College Relationships: Control And Define Your Social Behavior Around The Campus
College life could be one of the most challenging parts of
everyone's life where brand new interaction with totally
different individuals may seem intimidating at first but will
prove a significant step towards making your social and...
College and University Professionals for Human Resources to upgrade their association management software
gomembers, Inc. (http://www.gomembers.com), a leading provider of association management and membership software announced today that the College and University Professional Association for Human Resources (CUPAHR: http://www.cupahr.org/) has...
College Weight Gain
Are you destined to gain the Freshman Fifteen? Students today are faced with the serious reality of unwanted weight gain as they enter college. A recent study by Cornell University found that on average, college freshman gain about 0.5 pounds a...
Discover How Online College Classes Work
It's no secret that more and more people are looking to the internet for a convenient way to further their education. Online classes are a great way to obtain an accredited college degree from home and continue to work a full time job. Many times a...
Financially Stable Kids – Prepared for College
We are all familiar with the stories that most students have when they finally get through those last days of college. Their financial states are in ruins, with accumulated credit card debt along with the student loans. Grants and scholarships are...
Non-Traditional College Education
Thinking about going back for your degree? You may not have to
put in the traditional four years.
Students returning to school as adults bring more varied
experience to their studies than do the teenagers who begin
college shortly after...
Open New Doors With A College Education
More data and research shows that a college education not only increases a graduate's earning power but also open new doors and opportunities that would not exist before they completed their degree.
But first the important stuff, the money. On...
To Buy or Rent For Your College Student
September always means Back To School, and for thousands of families it also signals Off To College. In addition, more and more young people are opting to continue their education with post-graduate studies.
Once a student is past the Mandatory...
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What Sets A College Student Credit Card Apart From Other Credit Cards
With college student credit card that today, most parents
contend that it is okay to let college students obtain their
very own credit card. Not only because they want to let their
kids manage their finances alone but also because having credit
cards or a credit history for that matter is extremely important.
With the advent of credit cards, most people would always be
looking into someone's credit history before they can approve
anything.
They even insist that without a credit history, people tend to
become a total outcast in the society, someone who is not worthy
to enjoy anything and everything without a credit history. That
is why most college students would struggle just to get one.
But what makes the college student credit card different from
the other credit card? Why is it that it is highly classified as
"student credit card," and not just any credit cards for that
matter?
Basically, college student credit cards do not make such big
difference as compared to the other types of credit cards.
However, because it is a student credit card, the benefits
stated therein are completely focused on providing the student's
their basic needs.
Moreover, college student credit card are entitled to lower
interest rates especially for students who have good grades.
They can negotiate their interest
rates for a lower rate
provided that they pay their balance dues on time and that they
maintain good grades.
On the other hand, student's credit cards are actually secured
credit cards. But the difference that sets the students credit
card apart from the other credit cards is that their parents can
set the credit limit.
Also, parents can let their child's credit card to hook up with
them so that they can keep track on their child's credit
transactions.
Another thing that sets the college student credit card apart
from the other credit cards is that the student credit cards are
mainly focused on and quoted for students only considering the
fact that they have limited credit history.
Normally, college student credit cards have no annual fees and
have credit limits that are only set to $500. And according to
some surveys of financial institutions, the average student
credit card annual percentage rate is 17.66% for purchases and
19.67% for cash advances.
So, even if student credit cards are different from the other
credit cards because of its considerable interest rates, it is
still a credit card. Thus, students must really be responsible
in handling them; otherwise, they are bound to suffer bad credit
history in the end.
About the author:
http://www.credit-card-magazine.com
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