Search
Recommended Products
Related Links


 
 

 

 

Informative Articles

Artistic Nude Photographs make a Unique Bridal or Christmas/Holiday Gift
There's a present that's heating up many wedding and holiday gift lists this year and it's about as personal a gift as you can give. The gift is an artistic nude photograph. Kenneth Wajda is an award-winning photographer who specializes in...

Christmas and the Mistletoe Tradition
Have you ever wondered where some of our modern traditions came from? As the Christmas season approaches, I have been doing some research regarding certain holiday-related topics. My findings may surprise even the biggest scrooge! Mistletoe has...

Christmas Matters
Every year I vow to make Christmas easier, simpler - less stressful. Have I ever? One year I tried forgetting Christmas here in the UK and spent it in the Canary Islands. It was quite extraordinary really. Christmas day was spent around the...

Christmas Recipes: Main Dishes. No.2 of 12 - Plaice with Tomato and Caper
Serves: 4 Preparation time: 15 minutes Cooking time: 10 minutes Calories per serving: 340 Not suitable for freezing Christmas Recipe Ingredients: * Plaice fillets, 8 (550 g, 1.25 lb) * Black Olive Paste, 75 g (5 tbsp) * Dry white...

Christmas Trimmings TURKEY and a SUN TAN
Why Benidorm for Christmas Dinner? Why not What is so special about being abroad on Christmas day? What can you get abroad that you can not get in the UK or countries with the same climate at this time of year, a sun tan? Things to do...

Getting over the Christmas Giving Blues? Take the Christmas Budget Challenge.
Getting over the Christmas Giving Blues? Take the Christmas Budget Challenge. Written by Bernie Wiemers Copyright 2005 http://www.my-wealth-plan.com With Christmas just around the corner, our focus is slowly starting to shift from our...

Make A Preemptive Strike Against Christmas Weight Gain
The summer holiday season is over in the northern hemisphere; the days are shortening; and the nights getting longer and cooler. While you cling on to any remnant of summer you can find, through the odd warm day, the remaining summer flowers, and...

Sharp Christmas Gift Ideas to be Given TO the Hard-to-Please FROM the Uninspired and/or Busy Shopper
We’ve all got one or two people on our gift list that are just ‘impossible.’ You could always send a box of candy, flowers or a can of popcorn, but that shows so little thought. Here are some nice ideas, sure to please, easy to order, in...

So It's Christmas Time, Is A Payday Advance Right For You
It seams that with all the excitement of the holidays comes expectations of greatness from friends and loved ones. Quite frankly, Chirstmas is expensive. Many people flock to payday advance services to get them through the holidays. Is this...

Unique Backpacking Christmas Gift Ideas For Backpackers
Christmas gift ideas can be hard to come by. If you’re buying for a backpacker, here are a few unique backpacking gift ideas. Okay, I’ll be the first one to admit publicly that buying gifts for the holidays can be a pain in derriere. When it...

 
 
 
So It's Christmas Time, Is A Payday Advance Right For You

It seams that with all the excitement of the holidays comes expectations of greatness from friends and loved ones. Quite frankly, Chirstmas is expensive. Many people flock to payday advance services to get them through the holidays. Is this a little short sighted?

Yes, it's the holidays. Everyone is hoping to make this Christmas season the best it can possibly be for the friends, family, and most importantly, children. Sometimes money is tight. Is going out and using a payday loan the right choice? Let's discuss the pros and cons of using a payday loan for Christmas time. I actually like this situation a lot because I get to use my favorite cheap ploy. I get to connect financial responsibility with the happiness of your children. Let's jump in.

Pros For Payday Advances at Christmas Time If you are a little strapped for cash, you can quickly and easily get money to get you through Christmas. There are no credit checks and you could have cash in hand in minutes. That's about were the "pros" stop.

Cons Against Payday Advances at Christmas Time While payday advances are a quick fix and will get you cash immediately, you will have to pay back the money in just a week or two. You know full well going in that you will have to scrape up the money in the very near future (probably before Christmas is even here). Do you think you'll have extra money during Christmas? Odds are strong that you will not have extra money laying around just before Christmas. Even if you did have extra money sitting their in your wallet, do you think you would use it for paying off a payday advance? If the answer is yes, the by all means, use a payday loan for your needs. However, for most advance loan users, this simply is not the case. The spirit of Christmas tends to put us in the spirit of debt. It's great to take the family out to eat or to a movie. During the holidays, we all want to do a little more than we generally do. This is great, if you an afford it.

You need to consider you kids Christmas. You want it to be special, right? I think it's safe to say that we

 


all want our kids to have a special Christmas. So should we blow everything on this year? What about next year? Don't you want your kids to have a great Christmas next year? If you want your kids to have a great Christmas next year, then why on earth would you steal money right out your child's stocking just to hand it over to a payday loan as interest?

In other words, why are you giving money to a bank or payday loan service when you could be giving it to your kids. I understand that you may not have the money right not to buy them everything that you would like to. However, you will have $50-100 less for your children next Christmas for every week you take out a $500 payday advance. So think about your options. If you expect to be flooded with cash next year, then don't worry about your current situation this year. However, you'll probably be in the same position next year. In that case, why make next Christmas any harder than it has to be?

Don't Associate Dollars Spent With Happiness Some of us feel obligated to go above and beyond when it comes to Christmas giving. This is great if you have the money to do so. However, if you are paying high interest to go above and beyond, you won't be giving that much for long. You'll be swallowed alive with debt.

Christmas is not a money spending contest.. Christmas is about being generous, but it's mostly about spending time with family and forgetting your problems for a little while. If you measure the quality of your Christmas with your pocketbook, you are missing the point. In other words, you don't have to wreck your financial future over Christmas. By getting a little creative, you can make your children very happy without spending a ton of money. If you feel that your children won't be satisfied unless you spend a fortune, maybe you should take a second to think about what you are really teaching your kids.

About the author:

If you are having problems with your credit, you may want to check out Brandon Drury's debt relief forum.